The Influence of The Social Environment and Modern Culture on The Financial Expenditure Pattern of Students of The Loli Student Association Throughout Malang Region

Daniel Wona Baga; Cakti Indra Gunawan; Moch Nurhidayat

doi:10.64515/ijmb.v2i3.130

Authors

Daniel Wona Baga Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
Cakti Indra Gunawan Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
Moch Nurhidayat Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia

DOI:

https://doi.org/10.64515/ijmb.v2i3.130

Keywords:

Social Environment, Modern Culture, Financial Expenditure, Loli Student Association, Influence

Abstract

The social environment and contemporary culture play a crucial role in addressing student financial issues. This study aims to find out and analyze the influence of the social environment and modern culture on the financial expenditure pattern of students of the Loli Student Association Throughout Malang Region partially and simultaneously. The study employs quantitative methods, with data gathered via a questionnaire. For data analysis, the researcher utilizes multiple linear regression in the SPSS software. The results of the study prove that the social environment partially affects the pattern of student financial expenditure with a t-value of 3.555 and a t-table of 1.660 and modern culture affects the pattern of student financial expenditure with a t-value of 7.843 and a t-table of 1.660. Then simultaneously the social environment and modern culture affect the pattern of student financial expenditure with an F value of 116.665 and an F table of 2.21. The conclusion of this research is the Social environment has a significant effect on financial expenditure patterns of Students of The Loli Student Association Throughout Malang Region. Then, the modern culture variable has a significant effect on the financial expenditure patterns of Students of The Loli Student Association Throughout Malang Region. Last, the social environment and modern culture together or simultaneously, have a positive and significant effect on the financial expenditure patterns of Students of The Loli Student Association Throughout the Malang Region. The development of the next research can be examined by using other variables and other variable indicators that are more relevant in measuring the variables used, so that different and more accurate results can be obtained.

References

Authored Book

Sujarweni, V. W. (2015). Metodologi Penelitian Bisnis Dan Ekonomi . Yogyakarta: Pustaka Baru Press.

Tajuddin, M., Nimran, U., & Astuti, E. S. (2016). Kesuksesan Sistem Informasi Perguruan Tinggi dan Good University Governance: Sebuah Kajian Empiris Di perguruan Tinggi Swasta. Malang : Universitas Brawijaya Press.

Dissertation from a Database

Taujanskaitė, K. (2016). A system for formalized control of personal consumption expenditure (Doctoral dissertation, doctoral dissertation. Vilnius: Technika: 148 p).

Journal Articles

Abdurrahman, S. W., & Oktapiani, S. (2020). Pengaruh literasi keuangan dan lingkungan sosial terhadap perilaku keuangan mahasiswa Universitas Teknologi Sumbawa. Jurnal Ekonomi Dan Bisnis Indonesia, 5(2), 50-55.

Amelia, S. (2020). Analisis pola perilaku keuangan mahasiswa di perguruan tinggi berdasarkan faktor-faktor yang mempengaruhinya dengan menggunakan variabel kontrol diri sebagai variabel intervening. Prisma (Platform Riset Mahasiswa Akuntansi), 1(3), 33-45.

Ariesta, C., & Nurhidayah, F. (2020). Penerapan penyusunan laporan keuangan neraca berbasis SAK-ETAP Pada UMKM. Jurnal Akuntansi, 9(2), 194-203.

Ariska, S. N., Jusman, J., & Asriany, A. (2023). Pengaruh literasi keuangan, financial tekhnologi dan gaya hidup hedonisme terhadap perilaku keuangan mahasiswa. Owner: Riset dan Jurnal Akuntansi, 7(3), 2662-2673.

Chen, P. J., & Antonelli, M. (2020). Conceptual models of food choice: influential factors related to foods, individual differences, and society. Foods, 9(12), 1898.

Dahlia, M., & Fadli, R. (2022). Pengaruh kompensasi dan motivasi terhadap kinerja karyawan pada PT FYC Megasolusi di Tangerang Selatan. Jesya (Jurnal Ekonomi dan Ekonomi Syariah), 5(1), 667-679.

Eldista, E., Sulistiyo, A. B., & Hisamuddin, N. (2020). Mental Accounting: Memaknai Kebahagiaan Dari Sisi Lain Gaya Hidup Mahasiswa Kos. Jurnal Akuntansi Universitas Jember, 17(2), 123.

Fatoni, M. H., Santoso, B., Syarifuddin, H., & Ridha, A. R. (2024). Attitude Scale Approach to Measuring Religious Attitudes in Islamic Religious Education Learning. Journal of Multidisciplinary Sustainability Asean, 1(5), 329-336.

Gogtay, N. J., Deshpande, S. P., & Thatte, U. M. (2017). Principles of regression analysis. J. Assoc. Physicians India, 65(48), 48-52.

Jin, B., Chung, S., & Byeon, S. (2018). Media influence on intention for risk-aversive behaviors: The direct and indirect influence of blogs

through presumed influence on others. International Journal of Communication, 12, 18.

Kamel, A. M., & Sahid, S. (2021). Financial Literacy and Financial Behaviour of University Students in Malaysia. Turkish online journal of qualitative inquiry, 12(9).

Lichev, G. T. (2017). Psychological factors in determining consumer behaviour. Eastern Academic Journal, 1, 8-16.

Mohajan, H. K. (2020). Quantitative research: A successful investigation in natural and social sciences. Journal of economic development, environment and people, 9(4), 50-79.

Mujere, N. (2016). Sampling in research. In Mixed methods research for improved scientific study (pp. 107-121). IGI Global.

Napitupulu, J. H., Ellyawati, N., & Astuti, R. F. (2021). Pengaruh literasi keuangan dan sikap keuangan terhadap perilaku pengelolaan keuangan mahasiswa Kota Samarinda. Jurnal Pendidikan Ekonomi (JUPE), 9(3), 138-144.

Rosdiana, R. (2020). Analysis of investment interests, motivation, social environment, financial literacy (comparative study of generation z and millennial generation). International Journal of Business, Economics and Law, 22(1), 111-121.

Salih, T. H., & Dweik, B. S. (2021). Adequacy of procedures in translating political and cultural expressions from English into Arabic. Educational Research International, 10(1), 36-45.

Sima, V., Gheorghe, I. G., Subić, J., & Nancu, D. (2020). Influences of the industry 4.0 revolution on the human capital development and consumer behavior: A systematic review. Sustainability, 12(10), 4035.

Soleha, E., & Hartati, N. (2021). Analisis Perilaku Keuangan Mahasiswa Universitas Pelita Bangsa dalam Keputusan Investasi. EKOMABIS: Jurnal Ekonomi Manajemen Bisnis, 2(01), 59-70.

Wahyudi, W., Tukan, B. A. P., & Pinem, D. (2020). Analysis of the effect of financial literation, financial technology, income, and locus of control on lecturer financial behavior. AFEBI Management and Business Review, 5(1), 37-46.

Yana, N., & Setyawan, I. R. (2023). Do Hedonism Lifestyle And Financial Literacy Affect To Student’S Personal Financial Management. International Journal of Application on Economics and Business, 1(2), 880-888.

Yusuf, N., & Taruh, V. (2022). Pengaruh Literasi Keuangan, Sikap Keuangan Dan Kemampuan Akademik Terhadap Perilaku Pengelolaan Keuangan Mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Gorontalo. Jurnal Mahasiswa Akuntansi, 1(1), 82-96