The Influence Of Spiritual Intelligence And Lifestyle On The Management Of Students' Personal Finances

Serlina Senansa Senora; Nur Ida Iriani; Moh. Askiyanto

Authors

Serlina Senansa Senora Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
Nur Ida Iriani Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
Moh. Askiyanto Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia

Keywords:

Spiritual Inteligence, Lifestyle, Personal Finances , Management, Influence

Abstract

The aim of this research is to determine the influence of spiritual intelligence and lifestyle on personal financial management of UNITRI Management students class of 2021, both partially and simultaneously. This type of quantitative research, the research population came from UNITRI Management students class of 2021 totaling 246 people, the sampling technique used cluster (area) random sampling so that 72 people were obtained, the instrument used a questionnaire, data analysis used multiple linear regression analysis, hypothesis testing used the t test (partial ) and F test (simultaneous). The results of multiple linear regression showed that both independent variables had positive regression coefficient values. The results of multiple linear regression analysis also obtained a coefficient of determination R Square of 0.588 (the contribution of the independent variable to the dependent variable was 58.8%). The results of the t-test hypothesis testing (partial) showed that the three independent variables had t_count > t_table values with significance < 0.05 and the results of F hypothesis testing (simultaneous) showed F_count > F_table values with significance < 0.05. So it is concluded that spiritual intelligence and lifestyle have a significant influence on the personal financial management of UNITRI Management students class of 2021, both partially and simultaneously. Based on these findings, students are advised to apply spiritual principles, such as simplicity, responsibility and gratitude, in their daily lifestyle.

References

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Proceedings

Firli, A. (2017, March). Factors that influence financial literacy: A conceptual framework. In IOP conference series: materials science and engineering (Vol. 180, No. 1, p. 012254). IOP Publishing.