The Influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang)

Authors

  • Nur Ida Iriani Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
  • Imam Hidayat Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia
  • Flea Awang Nugraha Management, Faculty of Economics, University of Tribhuwana Tunggadewi, Malang, Indonesia

Keywords:

Locus of Control, Lifestyle, Financial Behavior, Generation Z

Abstract

This study aims to analyze the Influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang). This study uses a quantitative method with a population of 182 Animation Department students at SMK Negeri 5 Malang. The sampling technique used in this study was purposive sampling and data collection using a questionnaire with a sample of 65 respondents. Multiple linear analysis techniques using t-test and f-test are the test tools used. The data was processed using SPSS 26 software. The results of this study are: (1) there is a positive and significant influence of Locus of Control on Financial Behavior in Generation Z (2) there is a positive and significant influence of Lifestyle on Financial Behavior in Generation Z (3) there is an influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z. This means that Locus of Control and Lifestyle will simultaneously influence Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang).

References

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Proceedings

Pulungan, D. R. (2020). Analisis perilaku keuangan mahasiswa yang dipengaruhi oleh literasi keuangan dan pendapatan orang tua. In Scenario (Seminar of Social Sciences Engineering and Humaniora) (pp. 162-173).

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Published

2026-01-11

How to Cite

Nur Ida Iriani, Imam Hidayat, & Flea Awang Nugraha. (2026). The Influence of Locus of Control and Lifestyle on Financial Behavior in Generation Z (Animation Department Students of SMK Negeri 5 Malang) . International Journal of Management and Business, 3(1), 153–162. Retrieved from https://irdhjournals.com/ijmb/article/view/788

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