DANIEL WONA BAGA; GUNAWAN, Cakti Indra; MOCH NURHIDAYAT. The Influence of The Social Environment and Modern Culture on The Financial Expenditure Pattern of Students of The Loli Student Association Throughout Malang Region . International Journal of Management and Business, [S. l.], v. 2, n. 3, p. 10–17, 2025. DOI: 10.64515/ijmb.v2i3.130. Disponível em: https://irdhjournals.com/ijmb/article/view/130. Acesso em: 18 apr. 2026.