MARIA ANITA ADUNG; RETNO AYU DEWI NOVITAWATI; CAKTI INDRA GUNAWAN. The Influence of Financial Strategy, Operational Efficiency, and Financial Literacy on The Competitiveness of SMEs in Batu City. International Journal of Management and Business, [S. l.], v. 3, n. 2, p. 42–50, 2026. Disponível em: https://irdhjournals.com/ijmb/article/view/916. Acesso em: 6 may. 2026.