Katharina Wulen Arkian, Nur Ida Iriani, and Moch Nurhidayat. “The Effect of Trust and Risk on Purchase Decisions Using The Shopee Pay Later Payment Method (Study on Management Students of the Faculty of Economics, Tribhuwana Tunggadewi University) ”. International Journal of Management and Business 2, no. 3 (June 4, 2025): 75–85. Accessed April 16, 2026. https://irdhjournals.com/ijmb/article/view/135.